correct, below is exactly what the file looks like now. I was getting lazy with the internal documentation before, that is why it looks like it does now. The old statement of I need to know what i did before is starting to come into effect and biting me now LOL.
#%PAM-1.0
#auth requisite pam_unix.so
#stuff from the vsftp
#session optional pam_keyinit.so force revoke
#auth required pam_listfile.so item=user sense=deny file=/etc/#vsftpd/ftpusers onerr=succeed
#auth required pam_shells.so
#auth include password-auth
#account include password-auth
#session required pam_loginuid.so
#session include password-auth
#stuff from Rexilion at linuxforums.org
auth required pam_permit.so
account required pam_permit.so
password required pam_permit.so
session required pam_permit.so

